Regulatory sandbox

ADGM RegLab

ADGM RegLab is the FSRA regulatory sandbox in Abu Dhabi, a tailored framework that lets fintechs live-test innovations under supervision without the full regulatory burden upfront.

Last verified 2026-08-09

Run by the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market, RegLab was the first regulatory sandbox in the region. It gives fintech participants a controlled, time-bound environment to test products under relaxed requirements, with cohort-based intake, and has drawn record application numbers in recent cohorts.

Key specs

RegulatorFSRA (ADGM)
RegionAbu Dhabi, UAE
IntakeCohort-based

Strengths

  • First-mover sandbox in the region
  • Relaxed requirements during testing
  • Cohort intake with regulator guidance

Trade-offs

  • Cohort-based, competitive intake
  • Time-bound authorization to test

Best for: Fintechs wanting to live-test regulated financial innovations in the UAE under supervision.

How ADGM RegLab works

RegLab is the FSRA's tailored regulatory framework in Abu Dhabi Global Market. Accepted participants receive a controlled, time-bound authorization to live-test a financial innovation without meeting the full set of requirements that would normally apply, with regulator guidance throughout. Intake is cohort-based and competitive, and recent cohorts have drawn record application numbers. It suits fintechs that want to validate a regulated product in the UAE before committing to a full licence. The trade-offs are the cohort timing and the fact that authorization to test is temporary and conditional.

Head-to-head

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Sources: ADGM FinTech (RegLab) ↗ · ADGM RegLab 3rd cohort ↗

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